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Closes in 5 Days! | 620 Min. FICO | Loans From $150K To $20M | More Options Below
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Purchase, Refi & More - Fast underwriting - Experienced Broker
30-Year DSCR Loans
- No Income or Job Needed
- Ratios Down to 0.00%
- Up to 85% LTV Financing
- DSCRs up to 100 Units
- First-Time & Seasoned Investors
- Cross-Collateral Deals Allowed
- Fix and Flip/Bridge
- No Prepayment Penalty
- No Income Docs Required
- No Reserve Requirements
- Fund in 5 Days (Up to $1M)
- Loan amounts to $5 million
- Investor-Use ONLY Properties
- 20+ Years Legal Lending Expert
- 40-Year Fixed, 10-Year IO
- Refi OK w/ Airbnb Income
- Buy Using Airbnb Projections
- Qualify Using Property Cash Flow
- Gift Funds Accepted
- Seller Contributions up to 4%
Hard Money & Creative Loans
- Stated Income for Investors
- 15% Down Bank Statement Loans
- Full Suite of Loan Products
- Close in as Fast as 5 Days
- Loan Sizes Up to $20 Million
- 20+ Years Legal Lending Expertise
- Investor-Use Properties Only
Brokers
Are Better
20 years' experience. Serving all mortgage facets with access to 90 lenders' wholesale pricing, providing our clients with the lowest interest rates and closing costs in the industry.
Lower Rates
Exceptional Service
Extensive Options
My Mortgage Lawyer competes for your business by offering a wide variety of products with Lower Interest Rates, Lower Closing Costs, Fast Reliable Service, and a Personal Touch
Featured Services
Tier 1 Wholesale Rates
Conv/FHA/VA
Purchase/Refi
HELOC
Home Equity Loan
Commercial Lending
DSCR
Non-QM Bank Statement/Stated Income
Construction Loans
Prime, Low FICO, ITIN, No FICO
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©2025 West Capital Lending. NMLS# 1566096 · DRE# 02022356
All Rights Reserved
24 Executive Park Ste 250 Irvine CA 92614
Cameron Oxberry - Executive Branch Manager
NMLS# 1974458
DRE 02116240
This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.